Below are the rates and terms for a few of the most popular mortgage programs offered at Kirtland FCU. Rates shown below are valid today only and subject to change without notice. If you're interested in the rates of a program not displayed below, give us a call.  

Let's get started! Complete your mortgage application online and a mortgage expert will contact you within 2 business days to help you plan the next step on your journey to home ownership. At Kirtland FCU, you'll work one-on-one with local mortgage professionals who are ready to assist you from apllication to final closing.

Ready to speak to a mortgage professional? Contact us at 1.800.880.5328. Representatives are available Monday-Friday 7:00 a.m.-6:00 p.m., and Saturday 9:00 a.m.-3:00 p.m.

 

Loan Plans and Rates

You can compare various loan plans and interest rates below. Deselect any of the options in the box below to hide those plans.
Loan Term
Loan Type
Amortization Type
Residence Type

1/1 ARM

Description: 1/1 ARM
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
3.750% 0.000% 0.000% --- 4.724%

10/1 ARM

Description: 10/1 ARM
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.250% 0.000% 0.000% --- 4.493%

15 Year Fixed

Description: 15 Year Fixed
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.000% 0.000% 0.000% --- 4.099%

15/15 ARM

Description: 15/15 ARM
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.375% 0.000% 0.000% --- 4.286%

3/1 ARM

Description: 3/1 ARM
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
3.875% 0.000% 0.000% --- 4.602%

30 YR DOWNPMT ASSIST

Description: 30 Year Fixed DOWNPMT ASSIST
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.750% 0.000% 0.000% --- 4.808%

30 Year Fixed

Description: 30 Year Fixed
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.625% 0.000% 0.000% --- 4.683%

5/1 ARM

Description: 5/1 ARM
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.000% 0.000% 0.000% --- 4.533%

5/5 ARM

Description: 5/5 ARM
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.125% 0.000% 0.000% --- 4.499%

7/1 ARM

Description: 7/1 ARM
Term In Months: 360 Loan Type: CNV Amortization Type: Adjustable Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.125% 0.000% 0.000% --- 4.506%

FHA 15 YR

Description: FHA 15 Year Fixed
Term In Months: 180 Loan Type: FHA Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
3.875% 0.000% 0.000% --- 4.953%

FHA 30 YR

Description: FHA 30 Year Fixed
Term In Months: 360 Loan Type: FHA Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.375% 0.000% 0.000% --- 5.453%

FNMA 20 year fixed

Description: 20 Year Fixed
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.500% 0.000% 0.000% --- 4.579%

VA 15 YR

Description: VA 15 Year Fixed
Term In Months: 180 Loan Type: VA Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
3.875% 0.000% 0.000% --- 4.289%

VA 30 YR

Description: VA 30 Year Fixed
Term In Months: 360 Loan Type: VA Amortization Type: Fixed Rate

Interest Rate Discount Points Origination Fee Lock-In Term APR
4.375% 0.000% 0.000% --- 4.614%
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